Domestic

Domestic Travel Insurance

Covered territory: Vietnam

Vietnamese, Foreigners who are legally residing in Vietnam take part in sightseeing, vacations, swimming, climbing mountains, etc., or stay in hotels and motels within the territory of Vietnam
In the case of insured surveying, exploring, giving dangerous performances, racing, horse racing, boat racing, taking part in professional competitions in sports: football, boxing, mountain climbing, surfing.... be only covered on condition that an additional premium has been paid.

+84-909-597-525

Death or bodily injury due to an accident.
Death due to disease or unexpected illness during the insurance period.
Death or bodily injury due to the Insured's actions to save lives, save the State's and People's property and participate in combating illegal actions.

+84-909-597-525

In the event that the Insured dies due to an accident covered by the insurance liability, BSH will pay the full sum insured specified on the insurance policy or insurance certificate.
In the event that the Insured suffers an injury due to an accident covered by the insurance liability, BSH will pay the sum insured as specified in the "BSH’s Morbidity table".
In the event that the Insured dies due to illness or disease covered by the insurance, BSH will pay 50% of the sum insured stated in the insurance policy or insurance certificate.

Sum Insured (VND)	50,000,000	70,000,000	100,000,000
1. Death caused by an accident	50,000,000	70,000,000	100,000,000
2. Total and Permanent disability caused by an accident	50,000,000	70,000,000	100,000,000
3. Partial and Permanent disability caused by an accident	Covering medical expenses does not exceed the percentage of sum insured according to BSH’s Morbidity table.
4. Temporary disability caused by an accident	Covering medical expenses does not exceed the percentage of sum insured according to BSH’s Morbidity table.
5. Death caused by disease or illness	25,000,000	35,000,000	50,000,000
Death caused by Covid-19	25,000,000	35,000,000	50,000,000

Outbound

Outbound Travel Insurance

Covered territory: South East Asian, Asian (excluding Japan), Australia, New Zealand, Global,..

Vietnamese, Foreigners who are legally residing in Vietnam travel abroad for tourism, relatives visit, study, business,…

Be at least 6 weeks to a maximum of 85 years old at the time of departure.

+84-909-597-525

BSH's international travel insurance indemnifies the Insured in the following cases:
1. Death/total permanent disability when the Insured suffers an accident during the trip within the period of insurance.
2. Overseas medical expenses incurred due to the Insured's illness or accident covered by the insurance coverage (both inpatient and outpatient).
3. Medical expenses abroad that are essential incurred as a result of maternity-related illness.
4. Expenses for further treatment in the country of origin within 30 days from the date of return to the country of origin.
5. Expenses for relatives to visit when the insured has to remain hospitalized for more than 5 days.
6. Expenses for visiting funeral arranging abroad.
7. Necessary expenses for repatriation of children.
8. Emergency medical transportation.
9. Personal Liability: Covering Insured's liability for damage to the body or property of a third party caused by the Insured's negligence.
10. Repatriation.
11. Repatriation of Remains.
12. Trip cancel.
13. Early return.
14. Lately arrive of luggage.
15. 24/7 trip assistance.
16. Loss of passport.
17. Loss or damage of luggage.
18. Medical help.

Medical expenses
- Expenses for hospital stay and treatment, payment for medicines;
- Expenses for outpatient visits;
- Expenses for maternity-related illness;
Expenses for overseas support.
- Expenses for visiting funerals abroad;
- Expenses for relatives to visit when the insured has to remain hospitalized;
Personal accidents
- Death, disability due to accident;...
Medical Transportation
- Repatriation;
- Repatriation of Remains;
Personal liability
Unsolicited incidents
- Trip cancel/delay;
- Early return;
- Lately arrive of luggage;...
Loss
- Loss of passport;
- Loss or damage of luggage;...
24/7 assistance

Inbound

Inbound Travel Insurance

Covered territory: Vietnam

Foreigners or Vietnamese residing abroad travel to Vietnam for tourism, relatives visit, study, business,...
Foreigners or Vietnamese residing abroad is currently staying in Vietnam as an expert, worker, student, diplomat missions traveling within the territory of Vietnam
No limitation on nationality, place of residence; age
In the case of insured surveying, exploring, giving dangerous performances, racing, horse racing, boat racing, taking part in professional competitions in sports: football, boxing, mountain climbing, surfing.... be only covered on condition that an additional premium has been paid.

+84-909-597-525

BSH's international travel insurance indemnifies the Insured in the following cases:
1. Death/ total or permanent disability caused by accident covered by the insurance liability
2. Medical and emergency expenses during the treatment period in Vietnam
3. Expenses for room and meals at a Hospital during the treatment period in Vietnam
4. Expenses for ambulance transfer to Airport returning home
5. Expenses for medical equipment and medicine
6. Expenses for meals, accommodation, and travel for a person who needs to be accompanied to take care of the Insured upon repatriation
7. Expenses for burial, or cremation in Vietnam, and expenses for Repatriation of Remains
8. Loss or damage of luggage

BSH indemnifies the Insured when encountering risks causing illness; bodily injury; death; baggage loss, or damage,...:

In case the Insured Person dies or is totally permanently disabled caused by an accident covered by the insurance, BSH will pay the full sum insured specified on the Certificate of Insurance;
Essential and reasonable medical expenses as a result of accident or illness, which are covered by insurance liability but do not exceed the sum insured specified on the Certificate of Insurance, including:
- Emergency and medical expenses during treatment period in Vietnam;
- Room and meals expenses at the hospital during treatment period in Vietnam, each day equal to 0.2% of the sum insured.
- Covered indemnification expenses in case of not continuing treatment in Vietnam:
  - Expenses for ambulance transfer to Airport returning home;
  - Expenses for extra seat, medical equipment and medicine;
  - Expenses for meals, accommodation, and travel for a person who needs to be accompanied to take care of the Insured upon repatriation.
In the event that the Insured dies due to an accident, BSH will pay the expenses of burial or cremation in Vietnam and the expenses of transporting the Insured's body and luggage back home.
- In the event that within 180 days from the date of the accident covered by insurance liability, the Insured dies or is permanently disabled directly caused by an accident, BSH will pay the balance between the sum insured specified on the Insurance certificate and the amount paid in advance.
BSH indemnifies the Insured for the loss or damage of baggage and personal items covered by the insurance in accordance with the provisions below but not exceeding the sum insured for the baggage specified on the Certificate of Insurance:
- Loss or damage of items according to the Insured's testimony will be considered and settled by BSH according to its real value at the time of loss, damage on the basis of the value of similar new items in the country of sale at the time of indemnifying.
- In case the object is slightly damaged, if the spare part is replaceable or the repairable, BSH will pay the expenses of repair and replacement of spare parts in Vietnam. In case there is no condition to repair or replace in Vietnam, BSH will indemnify according to the loss ratio.
- The limit of Indemnities for any objects in the list of baggage and personal items is 20% of the sum insured on baggage specified on the Certificate of Insurance. A pair or set of commodities is considered an object.
- In case the loss of baggage or personal items have been indemnified, but after that being found, the Insured has the right to take back the found baggage and refund the sum insured paid by BSH. If the Insured does not take back these baggage or personal items within 30 days from the date of receipt of BSH's notice, BSH has the right to handle the above assets to offset the amount of indemnity.